• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

My blog

Just another WordPress site

  • Home
  • About
  • Contact
  • Blogging
  • Budgeting
  • Business
  • Finance Blog
  • Life
  • Save Money

Archives for August 2018

Why London Is The Best City In The World?

By Thomas on August 31, 2018

Even if the budget is too tight or one cannot spare a lot of money to travel, with such advanced technological advancements in flight industry, one can easily book Flights from Dubai to London at a cheap price. Because London is a city very distinct from any other city in the world, it can be argued that if one has the budget to visit one place in the entire world it should be London. So one should just directly book a hotel and go away on a long tour to the magnificent London city.

There are countless reasons to visit London. London has everything for everyone. For architecture and building lovers London has so many amazing beautiful sights like the Big Ben, the London Eye, Tower of London, Buckingham Palace and a lot of other place. And how can one forget the iconic red double-decker bus which connects all these places making it so easy for the tourists to visit this lovely city without having to worry about getting lost.

One can avoid large amount of shopping when they are on a strict budget or buy only the best but few things without having to burn a large hole in the pocket while they are in London because this city provides the best shopping experience for men, women and kids everyone. The Carnaby Street boutiques will offer something for everyone. And if one is on tighter budget they will be shocked by how low prices can get in Knightsbridge area. Londoners work hard but they party harder which is why London is the hotspot for night owls in the entire world.

One can find everything at night in London. From classic pubs to dive bars to theatres packed with stars. Whenever one visits London, they must book tickets for at least one evening show. Shows like West End musical, standup comedy shows and live concerts offer the best experiences. And it just doesn’t end here there are countless other things to do in London. One just has to make up their mind and book Flights from Dubai to London which fly daily.

Eyeing a New Set of Wheels? Avoid These 3 Common Car Loan Mistakes People Often Make

By Thomas on August 14, 2018

Over 6.3-million cars sold in the United States in 2017. CNN Money says, “A record 107 million Americans have auto loan debt, according to data released this week by the Federal Reserve Bank of New York. That’s about 43% of the entire adult population in the US.”

Borrowing money to buy cars—new or pre-owned—is part of the American lifestyle. That doesn’t mean buyers and borrowers are making good lending deals. Too many make too many mistakes when seeking a loan to finance their car.

Avoid these 3 common car loan mistakes:

Forgetting your budget

You must approach the car dealer with a firm budget in mind. Buyers can be swayed by car color, trim, and finish. But, you must have a budget in mind. That budget has little to do with the sticker price on the car. It has everything to do with what you can afford.

You must budget the monthly payment along with your mortgage payment or apartment rent. You must include monthly payments for utilities, food, entertainment, and other debts. So, you don’t want to see extras and add-ons run up your monthly car payment. Our loan calculator will help you budget better.

Buying blind

There is no excuse for not shopping around. You don’t want to be drawn to the dealer’s advertised deals in the Sunday paper when the Internet lets you explore the products on sale at every dealer within miles of your residence.

Other websites, including Kelly Blue Book and Edmunds, offer extensive reviews on the performance of make and model of every car on the market. They also give you the estimated cost of a purchase and/or trade-in. In any case, you do not want to approach a car salesperson without a detailed choice in mind.

Ignoring pre-approval

It’s one mistake to tell the dealer what you are willing to pay each month. It’s another if you can secure loan approval ahead of time. The auto loan interest rate at your favorite bank or credit union are likely to be well below what the dealer offers.

Securing pre-approval for the amount and monthly payment you can budget lets you shop more widely. And, it gives you more control over the purchase. Because car shopping can be emotional and impulsive behavior, separating the lending arrangement from the purchase option gives you more leverage to make an intelligent deal.

Eyeing a new set of wheels?

The Los Angeles Times reports the downside, “New cars depreciate by about 20% as soon as you drive them off the lot and lose roughly half their value in the first three years. The vast majority continue losing value until they’re sold for scrap. Only a handful of classic cars ever appreciate.”

Having said that, most people will still finance their cars with loans. It’s helpful to realize you are really financing a loss when you do your budgeting. That should not discourage your borrowing, but it can shape your deal for the better.

Primary Sidebar

About Us

I’m Thomas Stevens, a financial advisor who has a love for SEO. Anything numbers related excited me, so I started blogging about finances and budgeting. I also help others blog about finance – it’s always good to have a niche! Read More…

Archives

  • November 2022
  • October 2022
  • September 2022
  • July 2022
  • June 2022
  • May 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • July 2021
  • June 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • May 2020
  • April 2020
  • March 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • August 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017

Popular Posts

Recent Posts

  • How To Earn Real Money Online By Playing Poker
  • 3 Tips To Help You Get Out Of Debt Faster
  • 3 Tips For Paying Off Debts Quickly
  • 3 Ways To Get The Help You Need While Also Saving Your Business Money
  • 4 Tips For Cutting Back Your Business Costs

Facebook

Be a Money Blogger

Facebook

Be a Money Blogger

Let’s Connect

  • Email
  • Facebook
  • RSS
  • Twitter

I’m Thomas Stevens, a financial advisor who has a love for SEO.

Anything numbers related excited me, so I started blogging about finances and budgeting. I also help others blog about finance – it’s always good to have a niche!

Copyright © 2023 · Smart Passive Income Pro on Genesis Framework · WordPress · Log in